Personal Finance

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Self-Directed IRA Vs. Traditional IRA: How They Compare

Key takeaways Traditional IRAs and self-directed IRAs are both tax-advantaged retirement accounts. The difference is…

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Suspending Social Security Benefits: What It Means And When It Makes Sense

Social Security doesn’t usually offer a “do-over,” but retirees can turn to this option in…

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How to Exchange Coins for Cash Without the Hassle

Key takeaways Banks and credit unions often offer free coin exchange services for customers, while…

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What Is Estate Planning? | Bankrate

Key takeaways Estate planning is the process of legally deciding who receives your assets following…

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Top Tips For Choosing The Best CD For Your Money

Key takeaways Certificate of deposit (CD) rates are currently above 4 percent APY, offering guaranteed…

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Does It Make Sense To Buy An Annuity In Your 40s?

Annuities are often associated with retirees looking for a steady income stream later in life.…

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Fannie Mae And Freddie Mac Conservatorship

Key takeaways Mortgages backed by the government-sponsored enterprises Fannie Mae and Freddie Mac are the…

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Banks That Have Cut Or Eliminated Overdraft Fees

Key takeaways Overdraft fees average $27 per transaction according to Bankrate’s 2024 checking account survey,…

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Self-Directed IRAs: What To Know Before Opening A SDIRA

Milan Markovic/Getty Image Self-directed IRAs (SDIRA) allow you to invest in almost anything that’s investible…

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Should You Use Your Home To Pay Medical Bills?

FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways One way to clear medical debt or…

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