Personal Finance

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When I Claim My $3,200 Social Security, Will My Wife Automatically Get a Spousal Benefit?

Spousal benefits are Social Security payments based on a spouse’s lifetime earnings record, and a…

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Most Holiday Staples Cost More This Year. Here’s How To Budget

After two years of cheaper deals and better prices, holiday shoppers may have to reach…

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Home Equity Rates Hold Steady At Two-Year Lows

Image: Getty Images; Illustration: Bankrate Home equity rates were unchanged in the latest week, holding…

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Mortgage Rates Rise Amid Post-Fed Volatility

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates jumped higher this week,…

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Rents Are Falling. Will Home Prices Follow?

Good news for those looking for more affordable housing: Rents keep falling. In October, rents…

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Can You Lose Money On A CD

PeopleImages/Getty Images Key takeaways CDs are among the safest places to keep your money, but…

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Is mobile banking safe? How to actually protect your money

Key takeaways Mobile banking is secure when you use official apps and follow best practices.…

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7 Top Reasons To Save Your Money

Key takeaways Saving builds security, flexibility, and freedom — not just a rainy-day fund. Cash…

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What Is the Tax Rate on 401(k) Withdrawals After Age 65?

Reaching age 65 doesn’t automatically change how the IRS taxes your 401(k) withdrawals. Instead, it…

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8 Bank Accounts With Built-In Budgeting Tools

Key takeaways Built-in budgeting tools help automatically track and categorize spending without needing separate budgeting…

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