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Personal Finance
Maximum Social Security Benefit If You’re Born in 1958
If you were born in 1958, 2025 is a milestone year. You’ll be turning 67,…
What Is A Balance Transfer — Is It A Good Idea For Debt?
Key takeaways Balance transfers are a useful tool for paying off credit card debt, as…
What Is A Down Payment? How Does It Work?
Wasan Tita/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A down payment is the portion…
Chase Freedom Rise vs. Discover it Student Chrome
Key takeaways Both the Chase Freedom Rise® and the Discover it® Student Chrome are strong…
Premium Travel Cards Are Leaving Average Consumers Behind
Here’s something credit card experts know but you might not: it’s getting much tougher for…
SIPC Insurance: What It Is And How It Works
Key takeaways The SIPC is a federally mandated, private nonprofit organization that helps protect securities…
Things I Wish I’d Known About Money In My 20s
For the first half of my 20s, I thought about money in the same way…
Home Equity Rates Tumble One Week After Fed Cut
Image by GettyImages; Illustration by Bankrate A sharp pullback in home equity rates, one week…
I’m 67 With $680k in My 401(k). Should I Convert to a Roth IRA to Avoid RMDs?
If you need retirement funds for living expenses now, paying taxes on a Roth conversion…
Americans pay $575 per month in hidden car ownership costs
If it feels like your car is eating more of your paycheck than ever, you’re…
How Much Do You Lose By Retiring at 62? Benchmarks and Examples
How much you can lose by retiring at 62 depends on Social Security, savings growth,…
How to Use Dividend Investments for Early Retirement: Examples
Retiring early is possible for many people, but it requires smart planning and reliable income…
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