Personal Finance

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I’m A Credit Card Expert — Here Are 30 Things I Always Tell People

As a personal finance journalist and a credit counselor, people often ask me for credit…

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Best high-yield savings rates today – September 12, 2025

Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit…

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When To Change Credit Cards If Your Business Is Growing

Key takeaways Switching business credit cards can benefit small businesses needing higher spending limits, business-specific…

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How To Close A Discover Account

Photography by Getty Images Key takeaways You can close your Discover credit card account by…

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Charge Card Vs. Credit Card: What Are The Differences?

Key takeaways Both charge cards and credit cards allow you to make purchases that you…

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Annuities Vs. Bonds: Which Is Better For You?

Key takeaways Bonds and annuities aren’t an either-or choice. You may find value from both…

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Wyoming Is America’s Least-Populated State. Here’s How It Became A Top 3 Destination To Retire In

Wyoming is best known for its wide-open spaces, rugged mountains and national parks, but it…

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What Is An Appraisal Waiver In Real Estate?

Image: Getty Images; Illustration: Bankrate Key takeaways If you’re buying a home, an appraisal waiver…

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Can A Hotel Charge My Credit Card For Damages I Didn’t Cause?

This page was originally published in early 2022 and still contains relevant reader quotes from…

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Financial Therapist vs. Financial Advisor. vs. Credit Counselor: Which Is Best For You?

Key takeaways Do your research to decide which financial professional — a therapist, advisor or…

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