Personal Finance

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Best Banks and Credit Unions of 2025

Images by GettyImages; Illustration by Hunter Newton/Bankrate The best bank and credit union for you…

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Imputed Income Life Insurance | Bankrate

Key takeaways Employer-sponsored life insurance over $50K is taxed. The IRS considers excess coverage as…

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Second Home Vs. Investment Property: What’s The Difference?

Key takeaways Both investment property and second home mortgages are harder to qualify for than…

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What Is Compound Interest? | Bankrate

Compound interest is a powerful force for consumers looking to build their savings. It creates…

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The Venmo Debit Card: Is It Right For You?

Key takeaways The Venmo Debit Card* provides unique benefits to regular Venmo users, offering cash…

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Self Credit Builder Account With Secured Visa vs. Discover it Secured

Key takeaways The Discover it® Secured Credit Card and The secured Self Visa® Credit Card1…

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How To Use The secured Self Visa Credit Card

FG Trade/ Getty Images; Illustration by Austin CourregĂ©/Bankrate Key takeaways If you’re looking for ways…

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Is The secured Self Visa® Credit Card Worth It?

Key takeaways The secured Self Visa® Credit Card is a good tool for building credit…

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How Long Does It Take For A Check To Clear?

Key takeaways A check typically clears in about two business days, but this may vary…

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How To Deposit A Check

Key takeaways There are many ways to deposit a check, including through a bank branch,…

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