Retirement

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CD vs. Roth IRA: Which Should You Invest in for Retirement?

Certificates of deposit (CDs) and Roth IRAs play different roles in retirement planning. CDs provide…

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Annuity vs. Roth IRA: Pros and Cons for Retirement Income

When planning for retirement, one of the biggest decisions you’ll face is how to generate…

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When and How to Consolidate 401(k) Accounts

Managing multiple 401(k) accounts from past employers involves tracking different fees, investment options, and statements.…

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I’m 67 With $680k in My 401(k). Should I Convert to a Roth IRA to Avoid RMDs?

If you need retirement funds for living expenses now, paying taxes on a Roth conversion…

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How Much Do You Lose By Retiring at 62? Benchmarks and Examples

How much you can lose by retiring at 62 depends on Social Security, savings growth,…

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How to Use Dividend Investments for Early Retirement: Examples

Retiring early is possible for many people, but it requires smart planning and reliable income…

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Mega Backdoor Roth vs. Backdoor Roth: Benefits and Limits

High earners often weigh the mega backdoor Roth against the backdoor Roth to expand tax-free…

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How to Retire at 62 With Little Money: Tips and Example

Retiring at 62 with little money can feel daunting, but it is possible with the…

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Do Pensions Run Out of Money? Rules and Risks

For generations, pensions have been regarded as the gold standard of retirement security, offering guaranteed…

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80% Rule for Retirement: How It Works and Example

Retirement planning often comes down to one big question. How much money will you really…

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