Personal Finance

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Does Homeowners Insurance Cover Foundation Repair?

Cherdchanok Treevanchai/Getty Images Key takeaways Home insurance typically covers foundation issues caused by covered perils,…

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How do Prescreened Credit Card Offers Work?

Key takeaways Prescreened credit card offers target qualified consumers based on their credit score, credit…

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What type of business savings account is right for you?

As a business owner, your company’s financial health depends on smart money management. Whether you’re…

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How Much Is A Down Payment On A House?

Key takeaways You don’t need to put 20 percent down to get a mortgage, and…

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Mortgage Lenders Offer Deals To Drum Up Business

Slashed rates. Discounts on future purchases. Speedy delivery. No, these are not the promises of…

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Guide To First-Time Homebuyer Grants

fizkes/Getty Images: Illustration by Issiah Davis/Bankrate  Coming up with a down payment on a home…

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Gift Letters for Mortgages: What to Know And How They Work

Key takeaways A gift letter for a mortgage verifies the source of a homebuyer’s gifted…

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Shop For A Mortgage Without Hurting Your Credit

Key takeaways Getting preapproved for a mortgage usually means undergoing a hard credit pull, which…

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Form 1040: What It Is, How To Fill It Out

If you’ve ever paid money to Uncle Sam, you’re probably familiar with Form 1040. The…

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A Beginner’s Guide To Credit Card Points

Key takeaways Credit card points are a type of rewards currency that can be earned…

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