Personal Finance

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1099-K: What It Means If You Get Paid Through Venmo, Cash App, PayPal

If you sell goods or services or rent property, and get paid through Venmo, PayPal,…

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FHA 203(k) Loans: What They Are And How They Work

Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA 203(k) loans provide funding to finance both…

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Medical Credit Cards: How They Work, Risks And Alternatives

Key takeaways Medical credit cards can help you finance expensive medical procedures, but they often…

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What Is A Single-Premium Immediate Annuity?

A single-premium immediate annuity (SPIA) is a financial product aimed at providing a guaranteed income…

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What Is A Construction-To-Permanent Loan?

Image by mbogacz/GettyImages/Illustration by Hunter Newton/Bankrate Key takeaways A construction-to-permanent loan finances the construction of…

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New Jersey First-Time Homebuyer Assistance Programs

Open to condos, townhomes and manufactured homes Open to multi-family properties Doesn’t require repayment Can…

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What Is A FHA Mortgage Insurance Premium (MIP)?

Key takeaways If you take out an FHA loan, you’re required to pay FHA mortgage…

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California First-Time Homebuyer Assistance Programs

Household income cannot exceed $135,120 (for one to two people) or $157,640 (for three or…

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HO-4 Insurance: What It Covers and Who Might Need It

Homeowners insurance is a no-brainer for people who purchase a property. In fact, if you…

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How Fast Can You Get A Loan In An Emergency?

Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You may be able to access…

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