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Personal Finance
You should freeze your credit. Here’s why
Photography by Getty Images Key takeaways Data breaches, financial fraud and internet crime have increased…
How Credit Inquiries Affect Your Credit Score
Key takeaways Credit inquiries can either be in the form of hard inquiries or soft…
How To Change Your Student Loan Servicer
Key takeaways You can consolidate or refinance your student loans to change your student loan…
How To Get College Application Fee Waivers
Key takeaways College application fees can get expensive, especially when you have to pay them…
How a balance transfer card can help you spring clean your finances
Spring cleaning doesn’t have to be limited to your home. It can also apply for…
Can You Take Out a Second Personal Loan?
Nico De Pasquale Photography/GettyImages Key takeaways It’s possible to take out a second personal loan,…
What Happens When Your Home Insurance Lapses?
A homeowners insurance lapse is a larger financial risk than you may realize. If your…
Department Of Education Reopens PAYE And ICR Plans
In the news As of late February, 2025, applications for all income-driven repayment (IDR) plans…
How To Get Out Of An Annuity: 4 Options To Get Your Money Back
Annuities can be a valuable retirement planning tool, offering guaranteed income streams and tax advantages.…
Want To Score A Big Credit Card Welcome Offer? Our Analysis Shows When You Might Have Your Best Chance
Key takeaways While many rewards credit cards offer welcome bonuses, certain times of year bring…
Down Payment Assistance Grows For Struggling Buyers
When Gina Williams moved into a Florida townhouse in late 2024, she became one of…
Can You Get Insurance with a Suspended License?
A suspended driver’s license can complicate many aspects of car ownership — including finding affordable…
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