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Personal Finance
Student Loans: Refinancing Vs. Consolidation
SDI Productions/Getty Image Key takeaways Student loan refinancing and consolidation are two ways to potentially…
Deed Of Trust Vs. Mortgage
Key takeaways A deed of trust is a legal agreement used in a real estate…
What Is FICA Tax? What You Should Know About Payroll Taxes
FICA taxes, which are also called payroll taxes, are mandatory for most working Americans and…
Tax Identification Number (TIN): What It Is, How To Find It
Image by GettyImages; illustration by Bankrate  If you receive income or have any taxable activity,…
Is Your Homeowners Insurance Tax-Deductible?
Homeowners insurance is usually not tax-deductible for personal residences, but you may be able to…
Can You Contribute to a Roth IRA Without Having Earned Income?
You generally need earned income—such as wages, tips, or self-employment income—to contribute to a Roth…
Chime Aims For $11 Billion IPO Valuation
San Francisco-based Chime, the largest digital bank in America, wants to go public at a…
Supreme Court Sides With Catholic Group In Tax Exemption Dispute Over Non-Religious Activities
In a unanimous decision, the U.S. Supreme Court ruled that a Catholic organization qualifies for…
Can You Afford To Buy A Home? Can Anyone?
There’s no escaping the fact that homes in the U.S. have been getting less and…
What Trump’s 2026 Budget Would Mean For Older Adults
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut…
Trump Pardons ‘Chrisley Knows Best’ Stars, Yet IRS Tax Lessons Remain
Todd and Julie Chrisley were convicted of tax evasion and bank fraud, and have been…
What Is A Mortgage Prepayment Penalty?
Key takeaways A prepayment penalty is a fee designed to discourage borrowers from paying off…
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