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Personal Finance
After Legal Settlement Payment, You May Receive Two IRS Forms 1099
If you received a lawsuit settlement in 2024, you probably received an IRS Form 1099…
Credit Card Interest Rate Forecast For 2026
Credit card interest rates resumed dropping in the second half of 2025, closing out the…
What Is A Pay-For-Delete Letter And How Do You Write One?
Image by GettyImages; Illustration by Bankrate Key takeaways Pay-for-delete letters are one possible solution to…
Secured vs. Unsecured Personal Loans: Key Differences
Key takeaways Secured and unsecured loans can be obtained from a bank, credit union or…
Mortgage Loan Modification: What It Is and How To Get One
Joe Schmelzer/Getty Images Key takeaways A loan modification is a long-term mortgage relief option for…
Selecting A Credit Card For Travel In Europe
Jordi Salas/ Moment/ Getty Images Key takeaways You’ll want to choose a credit card that…
Buying A House Before Marriage Vs. After
Key takeaways Many factors impact whether or not you’ll qualify for a mortgage, but your…
Personal Loans vs. Personal Lines of Credit
Key takeaways Personal loans are best for one-time, fixed expenses, while personal lines of credit…
401(k) Rollover Options: What To Do If You Lose Or Change Your Job
Key takeaways When you leave or lose a job, it’s important to remember your 401(k).…
What If Your Home Equity Lender Stops Lending?
Key Takeaways If your lender stops offering HELOCs or home equity loans, rest assured: The…
What Is Car Insurance and How Does It Work?
What is car insurance? If you’re a first-time car owner, or even if you’ve been…
Bank Account Bonuses: The Good And The Bad
Switching banks can pay off. If you choose wisely, it could make your financial life…
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