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Personal Finance
The Impact Of Student Loans On Mental Health
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Student loans are increasingly necessary…
2025: The Year Of Luxury At The Top, Less Regulation All Around
When I offered my annual credit card predictions around this time last year, I speculated…
Pension vs. 403(b): Pros and Cons for Each
Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its…
4 Ways To Use Annuities In Your Estate Plan
When you think about estate planning, wills, trusts and life insurance usually top the list.…
I’m 63 With $1.35 Million in My IRA and a $2,200 Social Security Check. What’s My Retirement Budget?
By your 60s, most of your retirement foundation is already in place. While you may…
HELOC rates drop to lowest level since March, as Fed cuts rates for the first time in 2025
Image by GettyImages; Illustration by Bankrate A split decision for home equity rates, as the…
Fed Delivers Rate Cut, And Mortgage Rates Fall
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with…
How the Federal Reserve Impacts Savings Account Interest Rates
When the Federal Reserve changes interest rates, consumers feel the ripple effects in all sorts…
403(b) vs. Pension: Retirement Plan Comparison
A 403(b) plan is common in public schools, nonprofits and religious groups. It is a…
The Fed just cut rates. Should I lock in a CD right now?
Getty Images / Win McNamee / Staff Key takeaways The Federal Reserve’s September rate cut…
A Rate Cut Might Not Help You Much — But These 6 Steps Can
For the first time in nine months, the Federal Reserve looks ready to cut interest…
What Credit Score Do You Start With?
Key takeaways Your starting credit score depends on your initial credit activity; there is no…
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