Personal Finance

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Want A Lower Credit Card Interest Rate? Just Ask

Key takeaways If you’re not happy with your credit card’s interest rate, you could try…

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Bump-Up CDs: What They Are And How They Work

Key takeaways Bump-up CDs allow you to raise your interest rate at least once during…

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Will A Bank Failure Affect My Mortgage?

Antonio Guillem/Shutterstock Key takeaways If you have an existing mortgage, and your mortgage company goes…

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How to Clear Up Your ChexSystems Record

Key takeaways ChexSystems is a consumer reporting agency that banks and credit unions use to…

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Home Equity Loan Vs. Home Improvement Loan

Key takeaways Home equity loans are second mortgages: Borrowers convert all or part of their…

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What Happens To Bank Accounts After Death?

Key takeaways After the holder of a sole-owned bank account dies, the account may go…

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What Is A Short Sale?

Key takeaways A short sale is when a mortgage lender allows a homeowner to sell…

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10 Tips For First-Time Homebuyers

Key takeaways Before you start looking for homes, take time to evaluate your finances and…

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How To Update And Correct Your FAFSA

Photography by Getty Images; Illustration by Bankrate Key takeaways FAFSA updates may be required if…

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Does Refinancing A Car Hurt Your Credit?

Koh Sze Kiat/ Getty Images; Illustration by Austin CourregĂ©/Bankrate Key takeaways Refinancing may temporarily lower…

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