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Personal Finance
Down Payment Assistance Grows For Struggling Buyers
When Gina Williams moved into a Florida townhouse in late 2024, she became one of…
Section 179 Deduction vs. Bonus Depreciation: How They Work
If you’re a business owner, you can take an immediate expense deduction for the purchase…
Gross Income: Definition, How To Calculate It
Gross income refers to your total earnings before taxes and deductions are taken out. It…
1099-K: What It Means If You Get Paid Through Venmo, Cash App, PayPal
If you sell goods or services or rent property, and get paid through Venmo, PayPal,…
FHA 203(k) Loans: What They Are And How They Work
Westend61/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways FHA 203(k) loans provide funding to finance both…
Medical Credit Cards: How They Work, Risks And Alternatives
Key takeaways Medical credit cards can help you finance expensive medical procedures, but they often…
What Is A Single-Premium Immediate Annuity?
A single-premium immediate annuity (SPIA) is a financial product aimed at providing a guaranteed income…
What Is A Construction-To-Permanent Loan?
Image by mbogacz/GettyImages/Illustration by Hunter Newton/Bankrate Key takeaways A construction-to-permanent loan finances the construction of…
New Jersey First-Time Homebuyer Assistance Programs
Open to condos, townhomes and manufactured homes Open to multi-family properties Doesn’t require repayment Can…
What Is A FHA Mortgage Insurance Premium (MIP)?
Key takeaways If you take out an FHA loan, you’re required to pay FHA mortgage…
California First-Time Homebuyer Assistance Programs
Household income cannot exceed $135,120 (for one to two people) or $157,640 (for three or…
HO-4 Insurance: What It Covers and Who Might Need It
Homeowners insurance is a no-brainer for people who purchase a property. In fact, if you…
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