Personal Finance

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Why federal Direct PLUS Loans are under fire — and how their potential end impacts your student loan options

Key takeaways Congressional Republicans are considering closing the federal Direct PLUS Loan program in an…

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Fixed Expenses Vs. Variable Expenses: What’s the Difference?

Key takeaways Fixed expenses remain constant within a budget, while variable expenses may change regularly. …

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3 Crucial Lessons From A First-Time Homeowner

Photography by Getty Images; Illustration by Bankrate My husband and I have owned our first…

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What Is An Acceleration Clause?

Yellow Dog Productions/Getty Images Key takeaways Acceleration clauses, a common feature in mortgage contracts, require…

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What is it and who needs it?

Underinsured motorist coverage, or UIM, may be one of the least understood types of car…

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What Is A Convertible ARM?

Thomas Barwick/Getty Images Key takeaways A convertible ARM includes a clause that lets borrowers switch…

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The Hazards Of Tapping Into Your Home Equity

Key takeaways Despite their advantages, home equity loans come with risks: You could lose your…

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Are business savings accounts taxed?

Key takeaways When your business earns interest in a business savings account, you’ll need to…

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Rate Hike Hotspots: 5 States Where Fighting a Speeding Ticket Matters Most

Key takeaways In North Carolina, full coverage car insurance rates increase an average of 49…

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Tariffs could cost the average American household $3,800 per year. Here’s how to save for it

Tariffs could cost the average American household $3,800 in 2025, according to The Budget Lab…

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