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Personal Finance
BOXX’s Tax Gimmick Violates Congress’ Rules On Conversion Transactions
Bloomberg recently reported on an exchange-traded fund (ETF) with the ticker symbol BOXX. The ETF…
Congress Might Cap Federal Student Loan Limits, With Consequences
In the halls of Congress, an attempt to simplify can often lead to unintended consequences.…
Types Of Bad Credit Loans & How To Choose Between Them
Key takeaways Bad credit loans often come with high interest rates and may require collateral…
Can 401(k) Participants Also Make SEP IRA Contributions?
Many people who contribute to a 401(k) wonder if they can also make SEP IRA…
Pros And Cons Of Emergency Loans: When To Get One
Key takeaways Emergency loans provide quick access to cash for unexpected expenses, but they come…
5 Strategies to Convert Retirement Assets Into Income
Saving for retirement is only half the battle. Once you leave the workforce, you’ll need…
What Is Earned Income? Examples and How to Calculate
When it comes to taxes and financial planning, you need to know the IRS has…
How Does the Prime Interest Rate Affect You?
Key takeaways Key takeaways Credit card lenders add a margin to the prime rate to…
Refundable Tax Credit: Explanation, Eligibility, Benefits
Tax credits reduce the amount you owe to the IRS, but not all tax credits…
When Can You Retire If You Were Born in 1959?
If you were born in May 1959, you are turning 66 in 2025. This puts…
How Your Credit Card Limit Is Determined
Key takeaways Credit card issuers use information from credit reports, credit scores and income to…
North Carolina Expanding Inexperienced Driver Surcharge
Key takeaways As of July 1, 2025, the North Carolina inexperienced operator surcharge will extend…
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