Personal Finance

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Charitable Gift Annuities: What Donors Need To Know

Images by Getty Images/Illustration by Bankrate For many people, charitable giving often involves writing a…

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How Are Annuities Taxed? 3 Things You Need To Know

MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Annuities allow you to grow your money…

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Buyer’s Remorse For Homebuyers, And How To Avoid It

Key takeaways Buyer’s remorse is a feeling of regret or anxiety after making a purchase.…

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4 Top Features of Trustworthy Banks

Various characteristics in a bank can help customers feel safe and confident about keeping their…

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What Is A Simple IRA And Who Can Have One?

Key takeaways A SIMPLE IRA is a retirement plan designed for small businesses, generally those…

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Should I Use a Personal Loan To Pay off Credit Card Debt?

Key takeaways Using a personal loan to pay off credit card debt can save money…

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Understanding FEMA’s Risk Rating 2.0 System for Flood Insurance

Private insurance companies typically review and update risk ratings for home and auto policyholders at…

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How Personal Loans Help With Back-To-School Budgets

Key takeaways Personal loans give you a predictable payment and can be funded quickly. They…

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What Is A 5/1 Adjustable-Rate Mortgage (ARM)?

Key takeaways A 5/1 ARM loan provides an initial fixed-rate period of five years, after…

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ESOP vs 401(k): Key Differences and How Each Plan Works

An Employee Stock Ownership Plan (ESOP) gives employees an ownership stake in the company. It…

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