Personal Finance

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What Credit Score Do You Need To Refinance?

Ariel Skelley/Getty Images Key takeaways You’ll need a credit score of at least 620 for…

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How To Lower Your Car Payment Without Refinancing

Key takeaways Refinancing could mean lower car payments, but you may pay more interest over…

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How To Get Out Of A Car Loan Or Lease

Key takeaways You can renegotiate, refinance or sell your vehicle to get out of a…

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Survey: More Than 7 In 10 Credit Card Debtors Might Be Making A Mistake. They’re Still Chasing Rewards

porcorex/ Getty Images; Illustration by Austin CourregĂ©/Bankrate Rewards are one of the biggest perks of…

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Guide To The Capital One Premier Collection

PeopleImages/ iStock / Getty Images Plus Key takeaways The Capital One Premier Collection allows certain…

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How Long Does It Take To Increase Your Credit Score?

Key takeaways Credit scores are based on formulas that take multiple contributing factors into…

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What Is Open Banking? How Will It Affect Me?

Open banking makes sharing your financial data with another company’s app easier than ever. Just…

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Illinois First-Time Homebuyer Assistance Programs

Be a first-time homebuyer Have held a CHA voucher or lived in public housing for…

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Electric Vehicle Tax Credits: What To Know In 2024

The vehicle’s price must be below $25,000. Your gross annual income has to be under…

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Understanding The Home Equity Loan Approval Process

Getty Images/Greg Hinsdale You hear a lot about tapping home equity – borrowing against the…

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