Personal Finance

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Are Personal Loans Taxable Income? (Nope!)

Key takeaways Since lenders require you to repay a personal loan, they are considered debt…

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What Is A Pay-For-Delete Letter And How Do You Write One?

Image by GettyImages; Illustration by Bankrate Key takeaways Pay-for-delete letters are one possible solution to…

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Secured vs. Unsecured Personal Loans: Key Differences

Key takeaways Secured and unsecured loans can be obtained from a bank, credit union or…

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Mortgage Loan Modification: What It Is and How To Get One

Joe Schmelzer/Getty Images Key takeaways A loan modification is a long-term mortgage relief option for…

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Selecting A Credit Card For Travel In Europe

Jordi Salas/ Moment/ Getty Images Key takeaways You’ll want to choose a credit card that…

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Buying A House Before Marriage Vs. After

Key takeaways Many factors impact whether or not you’ll qualify for a mortgage, but your…

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Personal Loans vs. Personal Lines of Credit

Key takeaways Personal loans are best for one-time, fixed expenses, while personal lines of credit…

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401(k) Rollover Options: What To Do If You Lose Or Change Your Job

Key takeaways When you leave or lose a job, it’s important to remember your 401(k).…

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What If Your Home Equity Lender Stops Lending?

Key Takeaways If your lender stops offering HELOCs or home equity loans, rest assured: The…

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What Is Car Insurance and How Does It Work?

What is car insurance? If you’re a first-time car owner, or even if you’ve been…

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