Personal Finance

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I’m 67 With $680k in My 401(k). Should I Convert to a Roth IRA to Avoid RMDs?

If you need retirement funds for living expenses now, paying taxes on a Roth conversion…

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Americans pay $575 per month in hidden car ownership costs

If it feels like your car is eating more of your paycheck than ever, you’re…

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How Much Do You Lose By Retiring at 62? Benchmarks and Examples

How much you can lose by retiring at 62 depends on Social Security, savings growth,…

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How to Use Dividend Investments for Early Retirement: Examples

Retiring early is possible for many people, but it requires smart planning and reliable income…

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Mega Backdoor Roth vs. Backdoor Roth: Benefits and Limits

High earners often weigh the mega backdoor Roth against the backdoor Roth to expand tax-free…

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Comparing The Wells Fargo Journey vs. Other Premium Travel Cards

The Wells Fargo Autograph Journeyâ„  Card, released in March 2024, may seem like a good…

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Fed Delivers Rate Cut, And Mortgage Rates Rise

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates rose this week, with…

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How to Retire at 62 With Little Money: Tips and Example

Retiring at 62 with little money can feel daunting, but it is possible with the…

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Credit Card Ownership And Usage Statistics

blackCAT/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Almost 3 in 4 Americans (74 percent)…

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Top Apps That Will Help You Build Credit

If you have no credit or need to rebuild credit after some credit missteps, credit…

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