Personal Finance

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Student Loan Forgiveness Isn’t Over

The Department of Education’s April 21 announcement to borrowers seemed to leave little room for…

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What Is A Cash Balance Plan And How Does It Work?

MoMo Productions/Getty Images There are many different types of retirement plans, but one of the…

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Credit Card Experts Break Down J.D. Power and Bankrate Scores

Key takeaways Bankrate review scores and J.D. Power satisfaction ratings can help guide your decision…

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Why I Intentionally Dropped My 813 Credit Score

When I finally joined the 800 credit score club in 2020, I felt proud. As…

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What Is A Graduated Payment Mortgage?

Key takeaways A graduated payment mortgage, or GPM, comes with monthly payments that start small,…

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Can You Pay Off Your HELOC Early?

Key takeaways Borrowers can pay off a HELOC early at any time during the draw…

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Annuities vs. Dividend Stocks: Taxes, Pros and Cons, Examples

Annuities and dividend-paying stocks work differently when it comes to income, taxes and risk. Annuities…

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How Much Can You Inherit Without Paying Taxes?

An inheritance can offer helpful financial support, but it may also come with tax considerations.…

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What Is Social Security And How Does It Work?

Social Security is a program run by the federal government that provides income for a…

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6 Reinvestment Options for Retirement Income

Many retirees receive distributions from retirement accounts, pensions, dividends or even part-time work. Should this…

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