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Personal Finance
Recoverable Depreciation in Homeowners Insurance
Key takeaways Recoverable depreciation is only applicable for replacement cost value (RCV) policies and allows…
$15,000 personal loans: Everything you need to know
MoMo Productions/Getty Images Key takeaways Many financial institutions — including online lenders, banks and credit…
Mortgage Interest Deduction: How It Works
Key takeaways The mortgage interest tax deduction allows you to deduct interest paid on up…
7 Top Crypto ETFs: The Best Funds For Investing In Bitcoin, Ethereum And More
Bitcoin has hit a number of all-time highs in 2025, and the Trump administration is…
Gross vs. Net Income: What’s The Difference?
Credit: Images by GettyImages; illustration by Jessa Lizama/Bankrate Understanding the difference between gross and net…
Best 5% Cash Back Credit Cards
Alistair Berg/DigitalVision/Getty Images One of the highest rewards rates on the market, you can earn…
Why Do Some Stores Have Credit Card Minimums?
Key takeaways When a merchant accepts credit card payments, it pays an interchange fee charged…
I’m A Credit Cards Editor Who Hates Annual-Fee Cards
This might come as a surprise, but I’m a credit cards editor who avoids cards…
What Is Mortgage Collateral? | Bankrate
David Papazian/Getty Images Key takeaways Collateral is something that backs — or secures — a…
What Is FICA Tax? What You Should Know About Payroll Taxes
FICA taxes, which are also called payroll taxes, are mandatory for most working Americans and…
Tax Identification Number (TIN): What It Is, How To Find It
Image by GettyImages; illustration by Bankrate  If you receive income or have any taxable activity,…
Is Your Homeowners Insurance Tax-Deductible?
Homeowners insurance is usually not tax-deductible for personal residences, but you may be able to…
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