Personal Finance

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How Does the Prime Interest Rate Affect You?

Key takeaways Key takeaways Credit card lenders add a margin to the prime rate to…

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Refundable Tax Credit: Explanation, Eligibility, Benefits

Tax credits reduce the amount you owe to the IRS, but not all tax credits…

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When Can You Retire If You Were Born in 1959?

If you were born in May 1959, you are turning 66 in 2025. This puts…

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How Your Credit Card Limit Is Determined

Key takeaways Credit card issuers use information from credit reports, credit scores and income to…

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North Carolina Expanding Inexperienced Driver Surcharge

Key takeaways As of July 1, 2025, the North Carolina inexperienced operator surcharge will extend…

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Nonrefundable Tax Credit: Definition, Types, Examples

A nonrefundable tax credit can lower what you owe to the IRS, sometimes substantially but…

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How Much Should I Have in My 403(b) to Retire?

Wondering how much you should have in your 403(b) to retire comfortably? It’s a common…

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How Long Can A Credit Card Issuer Take To Resolve My Billing Error Dispute?

Key takeaways The Fair Credit Billing Act provides a timeframe for resolving credit card disputes.…

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2025 Corporate Tax Rates and Brackets By State

Corporate income taxes vary widely across the U.S. Some states impose flat rates, while others…

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Why Credit Unions Can Be a Great Option for Personal Loans

More than 4 in 10 Americans belong to a credit union, but this type of…

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