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Personal Finance
Target-Date Funds: What They Are, How They Work
Target-date funds are an increasingly popular way for Americans to invest for the future. In…
What Real Estate Commission Changes Mean For Consumers
The National Association of Realtors (NAR) agreed to new rules around real estate agent commissions…
Tax Identification Number (TIN): What It Is, How To Find It
Image by GettyImages; illustration by Bankrate  If you receive income or have any taxable activity,…
Is Your Homeowners Insurance Tax-Deductible?
Homeowners insurance is usually not tax-deductible for personal residences, but you may be able to…
Can You Contribute to a Roth IRA Without Having Earned Income?
You generally need earned income—such as wages, tips, or self-employment income—to contribute to a Roth…
Chime Aims For $11 Billion IPO Valuation
San Francisco-based Chime, the largest digital bank in America, wants to go public at a…
Supreme Court Sides With Catholic Group In Tax Exemption Dispute Over Non-Religious Activities
In a unanimous decision, the U.S. Supreme Court ruled that a Catholic organization qualifies for…
Can You Afford To Buy A Home? Can Anyone?
There’s no escaping the fact that homes in the U.S. have been getting less and…
What Trump’s 2026 Budget Would Mean For Older Adults
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut…
Trump Pardons ‘Chrisley Knows Best’ Stars, Yet IRS Tax Lessons Remain
Todd and Julie Chrisley were convicted of tax evasion and bank fraud, and have been…
What Is A Mortgage Prepayment Penalty?
Key takeaways A prepayment penalty is a fee designed to discourage borrowers from paying off…
For 18 Million Student Loan Borrowers, The Government Is Coming For Your Paycheck
The Trump administration is clamping down on federal student loan defaults; at the same time,…
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