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Personal Finance
First-Time Homebuyer Loans And Programs
Morsa Images/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many first-time homebuyer programs operate at the…
What Is Lender-Paid Mortgage Insurance (LPMI)?
Halfpoint Images/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways With lender-paid mortgage insurance (LPMI),…
Guide To Capital One Transfer Partners
Image by Getty Images; Illustration by Bankrate Key takeaways You can transfer Capital One miles…
How Do You Delete Your Experian Account?
Key takeaways Deleting your Experian account removes access to features like credit monitoring, FICO Score…
Why Do Debit And Credit Cards Have Expiration Dates?
Key takeaways Credit cards and debit cards have expiration dates, after which they can no…
Excise Tax: What It Is And How It Works
An excise tax is a tax on the purchase of a specific good or service,…
What Is A Credit Privacy Number? Is It Legal?
DRAKULA IMAGES/Getty Images Key takeaways A credit privacy number, or CPN, is a nine-digit number…
How Eviction Can Affect Your Credit Report
Key takeaways Evictions don’t appear on your credit report, but they still have the potential…
Why You Shouldn’t Be Tempted By BNPL Credit Cards
Buy Now, Pay Later (BNPL) is an attractive financing option. Unlike a traditional credit card,…
The History of Women and Loans
Financial equality has come a long way in the United States — just over 50…
How To Calculate The ROI Of Your College Degree
Key takeaways The ROI of a college degree depends on your education costs, salary potential…
Here’s How Much $100,000 In A High-Yield Savings Account Could Earn You In A Year
Having $100,000 in a high-yield savings account earning 4.30% APY would earn you around $4,300…
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