Personal Finance

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Rates or Prices? Which Need to Drop to Make Housing Affordable?

Key takeaways A substantial drop in mortgage rates would create a bigger impact than a…

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Home Equity Loan Rates Fall To Lowest Rates of 2025

Image by GettyImages; Illustration by Bankrate Both HELOCs and home equity loans took a step…

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Is Unemployment Taxed? Here’s What You Need To Know

Image by GettyImages; illustration by Bankrate Key takeaways If you’re collecting unemployment benefits, the IRS…

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Make Your Voice Heard On Student Loan Policy With Public Comment

Key takeaways Everyday people can impact draft regulations by submitting public comments, but these comments…

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How Much Should I Have in My 401(k) at Age 45?

Financial planners often recommend aiming for roughly three times your annual salary in retirement savings…

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Best Credit Cards For Pet Owners

Pet ownership can be expensive, with recurring expenses like food, supplies and veterinary care. A…

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How Much Should I Have in My 401(k) at Age 55?

By age 55, you’re about a decade away from retirement. Many financial experts suggest having…

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What Recent Student Loan Litigation Means For You

Key takeaways The SAVE repayment plan has been blocked and repealed. Income-Based Repayment Plan forgiveness…

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Daily ATM Withdrawal Limits: How Much Is Too Much?

Milan Markovic/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Banks set limits for how much cash…

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How To Close A Bank Account

Any number of reasons might prompt you to close a bank account, but there are…

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