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Personal Finance
Rates or Prices? Which Need to Drop to Make Housing Affordable?
Key takeaways A substantial drop in mortgage rates would create a bigger impact than a…
I’m 67 With $680k in My 401(k). Should I Convert to a Roth IRA to Avoid RMDs?
If you need retirement funds for living expenses now, paying taxes on a Roth conversion…
Car Insurance for High-Risk Drivers in New Jersey
If you have infractions on your driving record in the Garden State, including speeding tickets,…
Gap Insurance in California: How It Works and How Much It Costs
Photo by Getty Images; Design by Bankrate Key takeaways Gap insurance — guaranteed asset protection…
Gap Insurance in Texas | Bankrate
Images by Getty Images; Illustration by Issiah Davis/Bankrate Gap insurance in Texas, also known as…
Builders Are Dangling Super-Low Mortgage Rates — But There’s A Catch
As they struggle to persuade Americans to buy new homes, homebuilders have leaned hard on…
What To Do If You Can’t Open A Bank Account
Key takeaways Most bank account denials stem from ChexSystems reports showing past account problems like…
FDIC Insurance Limits & How To Insure Excess Deposits
Key takeaways FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category…
What To Do When Your CD Matures In A Falling Rate Environment
Key takeaways CD rates are beginning to fall as the Federal Reserve shifts toward rate…
5 Ways to Get an Emergency Loan with Bad Credit
Key takeaways Emergency loans for bad credit tend to have higher interest rates and fees…
Standard Deduction for Dependents: Rules and Strategies
When it comes to taxes, dependents can affect your return in ways many families don’t…
Why Do Mortgages Get Sold? What You Can Do About It
Feverpitched/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Lenders often sell mortgages to other…
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