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Standard Deduction 2024 and 2025: How Much It’s Worth
The standard deduction is a powerful tool for reducing your tax bill. It lowers your…
Parent PLUS Loans Vs. Private Student Loans
Image by Getty Images; Illustration by Bankrate Key takeaways Parent loans help pay for college…
This Research Could Help Student Loan Borrowers
How information is presented can have an outsize impact on your actions. Behavioral scientists at…
Student Loan Forgiveness Isn’t Over
The Department of Education’s April 21 announcement to borrowers seemed to leave little room for…
What Is A Cash Balance Plan And How Does It Work?
MoMo Productions/Getty Images There are many different types of retirement plans, but one of the…
Credit Card Experts Break Down J.D. Power and Bankrate Scores
Key takeaways Bankrate review scores and J.D. Power satisfaction ratings can help guide your decision…
Why I Intentionally Dropped My 813 Credit Score
When I finally joined the 800 credit score club in 2020, I felt proud. As…
What Is A Graduated Payment Mortgage?
Key takeaways A graduated payment mortgage, or GPM, comes with monthly payments that start small,…
Can You Pay Off Your HELOC Early?
Key takeaways Borrowers can pay off a HELOC early at any time during the draw…
What Is Social Security And How Does It Work?
Social Security is a program run by the federal government that provides income for a…
What Is A Mega Backdoor Roth?
MoMo Productions/Getty Images Key takeaways A Roth IRA is a retirement account that can help…
Buying A House In 2025: A Step-By-Step Guide
The pandemic fueled a housing boom — a bacchanal characterized by record-low mortgage rates, bidding…
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