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What Happens If You Don’t Activate a Credit Card?

Key takeaways Not activating a credit card can have a negative impact on your finances,…

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Are banks safe in a recession?

Key takeaways While many bank failures have occurred during recessions, your money is safe at…

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Guide To Downsizing Your Home

MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Downsizing involves moving out of your current…

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7 Credit Card Tips For Beginners

Key takeaways Actively using a credit card responsibly can help improve your credit score over…

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2025-2026 HSA contribution limits: Key numbers to know

Justin Paget/Getty Images Health savings accounts, or HSAs, have higher contribution limits in 2026, allowing…

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Crypto Is a Popular Cybercrime Target, but Insurance Options Remain Limited

The FDIC rescinded FIL-16-2022 in March, paving the way for FDIC-supervised institutions to engage in…

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Is A VA Cash-Out Refinance A Good Idea?

Key takeaways Make sure to tap into your home equity using a VA cash-out refinance…

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Credit Card Application Rules By Issuer

Key takeaways Most credit card issuers have rules that dictate who can get approved for…

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Will A Change To My Credit Card Number Hurt My Score?

Key takeaways Changing your credit card number should not impact your credit score, especially if…

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How To Avoid Resort Fees

Key takeaways Resort fees, also called destination or urban fees, are charges for amenities. Researching…

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