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What Is A 5/1 Adjustable-Rate Mortgage (ARM)?

Key takeaways A 5/1 ARM loan provides an initial fixed-rate period of five years, after…

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Types of Mortgage Refinance Options

Key takeaways There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing.…

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Cashing Old Checks: How Long Is A Check Good For?

Key takeaways Checks are typically only valid for six months after being signed. Banks may…

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Burial Insurance | Bankrate

Burial insurance is a type of whole life insurance policy that can be used to…

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Mortgagor Vs. Mortgagee: What’s The Difference?

hobo_018/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The mortgagor is the person or entity who…

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How Does Pet Insurance Work And How Do You Use It For Your Pet?

Key takeaways Pet insurance has three plan types: accident-only, accident and illness, and wellness and…

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5 Legitimate Federal Student Loan Repayment Loopholes

As a certified student loan counselor, I’m often asked if there are any quick fixes…

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What Is A Purchase Agreement?

Key takeaways A purchase agreement is a legally binding contract that spells out the details…

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The S&P 500 Is Rising But Most Stocks Are Falling: What’s Going On?

The Nasdaq 100 is now just days away from its all-time high, but at least…

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10 Most Affordable States For Retirees In 2025

New Hampshire was named the best state for retirees in 2025, according to Bankrate’s annual…

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