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Ordinary Annuity vs. Annuity Due: The Difference That Affects Its Value

Key takeaways The key difference between an ordinary annuity and an annuity due is when…

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Biggest Changes To Retirement Accounts Due To New 401(k) And IRA Rules

Key takeaways The SECURE Act 2.0 became law in the last days of 2022, and…

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What To Do With A Savings Bond

Key takeaways You can typically cash in your savings bond at your bank, in person.…

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What Does A Mortgage Application Include?

Suzanne Tucker/Shutterstock Key takeaways A mortgage application collects information about your finances and the property…

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Should You Apply For A Mortgage Online?

Ivan Pantic/ Getty Images; Illustration by Austin CourregĆ©/Bankrate Key takeaways Online-only mortgage applications can be…

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What Is A Down Payment? How Does It Work?

Wasan Tita/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways A down payment is the portion…

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Chase Freedom Rise vs. Discover it Student Chrome

Key takeaways Both the Chase Freedom RiseĀ® and the Discover itĀ® Student Chrome are strong…

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Premium Travel Cards Are Leaving Average Consumers Behind

Here’s something credit card experts know but you might not: it’s getting much tougher for…

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SIPC Insurance: What It Is And How It Works

Key takeaways The SIPC is a federally mandated, private nonprofit organization that helps protect securities…

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Things I Wish I’d Known About Money In My 20s

For the first half of my 20s, I thought about money in the same way…

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