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Personal Loan Vs. Credit Card: Which Should You Use?

Key takeaways Personal loans are best for large, one-time purchases or bills. Credit cards are…

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Private Vs. Federal Student Loans: Which Is Better In 2025?

Images by GettyImages; Illustration by Bankrate Key takeaways Federal student loans are offered by the…

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Roth IRA Conversion: Everything You Need To Know

Key takeaways A Roth IRA conversion lets you enjoy benefits like tax-free retirement plan withdrawals…

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Home Equity Loan Or HELOC Vs. Cash-Out Refinance

Key takeaways Home equity loans, HELOCs and cash-out refinances are three popular ways to borrow…

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What Is An HFA Loan?

Tony Anderson/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways HFA loans are mortgages available solely through…

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High-Yield Savings Rates Today: May 12, 2025 | Earn Up To 4.40% APY

Key takeaways The Federal Reserve held its federal funds rate steady last week, marking the…

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Estate Tax: What It Is And Who Pays

When someone dies, everything they own — such as homes, bank accounts, investments and personal…

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5 Moms, 5 Paths & A Shared Commitment to Financial Wellness

Managing debt can be challenging — especially for mothers, who are often tracking far more…

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What Is An Adjusted Balance?

GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways The adjusted balance is how credit card issuers…

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How To Start Traveling With Points, Miles And Credit Cards

Key takeaways There are various types of travel rewards available, including airline miles and points,…

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