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CD Ladder: What It Is And How to Build One

LUHUANFENG/Getty Images; Illustration by Bankrate Key takeaways A CD ladder entails opening multiple CDs with…

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State And Local Tax (SALT) Deduction: How It Works

If you itemize on your taxes, you may be able to take advantage of a…

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Bankrate’s 2024 Holiday Spending Report

This winter, amongst the holiday parties and gift-giving, many Americans will be doing their best…

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Greg McBride’s 2024 Financial Checklist: 15 Tasks To Complete By The End Of The Year

The last year saw a number of economic wins for the U.S., but many Americans…

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Rein in Holiday Spending With a Personal Loan

Key takeaways As of September 2024, 27 percent of holiday shoppers planned to take on…

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The Average Tax Refund Each Year

Douglas Sacha/Getty Images The biggest tax question on most people’s minds, once filing season gets…

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Credit Card Pros And Cons

Key takeaways With responsible use, credit cards can help you build your credit and earn…

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Should I Get A Student Credit Card?

Klaus Vedfelt/Getty Images Key takeaways A student credit card can come in handy if you…

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Is It Illegal To Use A Business Credit Card For Personal Expenses?

Key Takeaways Using a business credit card for personal purchases isn’t technically illegal, but it…

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Credit Card Issuers That Offer Contactless Cards

Key takeaways Contactless payment technology, also sometimes called tap-to-pay technology, works similarly to chip credit…

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