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Why We Keep Spending Even When We Know We Shouldn’t

Spending money is an American pastime. With a national saving rate hovering around 5%, it's…

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The evolution of credit scoring ~ Credit Sesame

Credit Sesame traces the evolution of credit scoring from handshake deals to algorithm-based models, with…

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Accepting A Preemptive Offer vs. Listing On The Open Market

When you decide to sell a house, you might encounter a preemptive offer—a bid that…

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How to Stick to a Budget

Let’s be real: Setting up a budget isn’t the hard part. Sticking to it? That’s…

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Why are Americans still spending when recession fears are rising ~ Credit Sesame

Credit Sesame explores why Americans are still spending when recession fears are rising, even as…

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Non-Profit vs. For-Profit Debt Relief

Did you know household debt has jumped to 18 trillion dollars according to the Household…

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How An ARM Can Save And Make You More Money On A Home

About once a month, I get an email or comment from a reader criticizing adjustable-rate…

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Personal finance weekly news roundup May 17, 2025 ~ Credit Sesame

Credit Sesame’s personal finance news roundup May 17, 2025. Stories, news, politics and events impacting…

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The Best Psychological Trick To Boost Your Wealth Beyond Belief

Believing you deserve to be rich is one of the most powerful psychological tricks to…

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How credit smart are you? ~ Credit Sesame

Credit Sesame’s fun, informal quiz helps you explore how your everyday choices could reflect your…

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